Start the new year off right by listening to this 9-minute podcast chock full of helpful tips and tricks from banker, Hilari Henke.  You’ll learn about:

• How to set and organize a budget. (Hint: Don’t worry if you’re not a spreadsheet person.)
• Strategies for saving regardless of your paycheck size, so you can avoid large credit card bills and achieve your goals.
• Discover how to save for next Christmas and get up to $50 from Pillar Bank when you do.