Rates Current as of 11/9/2024.

CD Rates

Product Name/Information*Interest Rate**APY Minimum Deposit to OpenCompounding Frequency
Product Name/Information
91 Day Certificate of Deposit
*Interest Rate
0.05%
**APY
0.05%
Minimum Deposit to Open
$500.00
Compounding Frequency
At Maturity
Product Name/Information
182 Day Certificate of Deposit
*Interest Rate
0.10%
**APY
0.10%
Minimum Deposit to Open
$500.00
Compounding Frequency
At Maturity
Product Name/Information
12 Month Certificate of Deposit
*Interest Rate
0.15%
**APY
0.15%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly
Product Name/Information
18 Month Certificate of Deposit
*Interest Rate
0.20%
**APY
0.20%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly
Product Name/Information
24 Month Certificate of Deposit
*Interest Rate
0.25%
**APY
0.25%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly
Product Name/Information
36 Month Certificate of Deposit
*Interest Rate
0.30%
**APY
0.30%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly
Product Name/Information
48 Month Certificate of Deposit
*Interest Rate
0.40%
**APY
0.40%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly
Product Name/Information
60 Month Certificate of Deposit
*Interest Rate
0.45%
**APY
0.45%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly

You must maintain a minimum balance of $500.00 to obtain the disclosed annual percentage yield (APY). A penalty may be imposed for early withdrawal.

Personal & Business Savings Account

**APY = Annual Percentage Yield.  This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.  Any fees assessed may also reduce the APY.


 

Personal and Business Money Market Deposit Account

Personal & Business Money Market Deposit Account
**APY
Minimum Daily Balance Requirement
Compounding Frequency
Personal & Business Money Market Deposit Account
$0.00-$24,999.99
**APY
0.02%
Minimum Daily Balance Requirement
$500.00
Compounding Frequency
Monthly
Personal & Business Money Market Deposit Account
$25,000.00-$49,999.99
**APY
0.05%
Minimum Daily Balance Requirement

no

Compounding Frequency
Monthly
Personal & Business Money Market Deposit Account
$50,000-$99,999.99
**APY
0.10%
Minimum Daily Balance Requirement

no

Compounding Frequency
Monthly
Personal & Business Money Market Deposit Account
$100,000-$149,999.99
**APY
0.63%
Minimum Daily Balance Requirement

no

Compounding Frequency
Monthly
Personal & Business Money Market Deposit Account
$150,000-$249,999.99
**APY
1.00%
Minimum Daily Balance Requirement

no

Compounding Frequency
Monthly
Personal & Business Money Market Deposit Account
$250,000 and above
**APY
1.28%
Minimum Daily Balance Requirement

no

Compounding Frequency
Monthly

**APY = Annual Percentage Yield.  This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.  Any fees assessed may also reduce the APY.


 

Health Savings Account

**APY = Annual Percentage Yield.  This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.  Any fees assessed may also reduce the APY.


 

Health Savings Account Certificate of Deposit

Product Name/Information*Interest Rate**APYMinimum Deposit to OpenCompounding Frequency
Product Name/Information
12 Month Certificate of Deposit
*Interest Rate
2.47%
**APY
2.50%
Minimum Deposit to Open
$5,000.00
Compounding Frequency
Quarterly

**You must maintain a minimum balance of $5,000.00 to obtain the disclosed annual percentage yield (APY). A penalty may be imposed for early withdrawal. any fees assesses may also reduce the APY. An established HSA Checking with Pillar Bank is required.

Kids Club Savings*

Kids Club Savings
Interest Rate/APY**
Minimum Daily Balance Requirement
Compounding Frequency
Kids Club Savings
$0.00-$99.00
Interest Rate/APY**
0.00%
Minimum Daily Balance Requirement
$10.00
Compounding Frequency
Quarterly
Kids Club Savings
$99.01-$1000.00
Interest Rate/APY**
0.75%/0.68%
Minimum Daily Balance Requirement

no

Compounding Frequency
Quarterly
Kids Club Savings
$1,000.01 and above
Interest Rate/APY**
0.05%/0.676%-0.175% ***
Minimum Daily Balance Requirement

no

Compounding Frequency
Quarterly

*Blended Rate
**APY = Annual Percentage Yield.  This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.  Any fees assessed may also reduce the APY.
***Based on $5000.00 balance


 

Individual Retirement Savings Account
IRA Savings
**APY
Compounding Frequency
IRA Savings
$0.00-$999.99
**APY
0.01%
Compounding Frequency
Quarterly
IRA Savings
$1,000.00-$4,999.99
**APY
0.03%
Compounding Frequency
Quarterly
IRA Savings
$5,000.00 and above
**APY
0.06%
Compounding Frequency
Quarterly

**APY = Annual Percentage Yield.  This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.  Any fees assessed may also reduce the APY.

Individual Retirement Certificate of Deposit
Product Name/Information*Interest Rate**APYMinimum Deposit to OpenCompounding Frequency
Product Name/Information
12 Month Certificate of Deposit
*Interest Rate
0.15%
**APY
0.15%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly
Product Name/Information
18 Month Certificate of Deposit
*Interest Rate
0.20%
**APY
0.20%
Minimum Deposit to Open
$500.00
Compounding Frequency
Quarterly

**You must maintain a minimum balance of $500.00 to obtain the disclosed annual percentage yield (APY). A penalty may be imposed of early withdrawal. any fees assessed may also reduce the APY.